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Resident Benefits

Our pay/benefits package is highly competitive within the local market; it rates above-average when compared with those of residency programs in this region’s larger cities.

Moreover, our area’s cost of living is comparable to or lower than the cost of living in those cities – Akron, Ann Arbor, Chicago, Cincinnati, Cleveland, Columbus, Dayton and Detroit.


First year: $46,737 with $8,000 educational supplement
Second year: $50,636 with $6,000 educational supplement
Third year: $52,769 with $6,000 educational supplement ($2,500 additional for chief resident)

Paid time off

First year: 20 working days, plus six paid holidays
Sick days: Fifteen per year, if needed. (In accordance with the RRC, a resident may take no more than 30 days away from the residency in an academic year.)


Benefits provided to program residents are listed below for your convenience.

  • Health and major medical insurance
  • Long-term disability insurance
  • Prescription drug coverage
  • Life insurance (1.5 x salary)
  • Dental insurance
  • Tax-deferred Annuities
  • Professional liability insurance and tail coverage

Moving cost reimbursement: All reasonable expenses for moving more than 35 miles, up to $2,500.

Exam and application reimbursement

  • USMLE Part 3/COMLEX (United States Allopathic Osteopathic Licensure examinations) (current value of $550 - $610)
  • Federal Credentials Verification Service application (current value of $300)
  • Ohio State Medical Board Licensure application (current value of $335)
  • Additional Requirements: Each required exam application shall be reimbursed only once, and residents must complete each within timeframes established by program faculty.

Continuing Medical Education

  • PGY 1: Three working days per year with $500 expense allowance
  • PGY 2: Five working days per year with $1,600 expense allowance
  • PGY 3: Eight working days per year with $1,600 expense allowance


  • First year: three clinic coats (laundry service is included)
  • Subsequent years: additional coat each year

Professional association dues

  • Academy of Medicine of Toledo and Lucas County
  • American Academy of Family Physicians
  • Ohio Academy of Family Physicians
  • Ohio State Medical Association
  • Toledo/Lucas County Academy of Family Physicians

Other benefits

  • Core content of Family Medicine, Scientific American Medicine or AAFP Home Study Program
  • Computer literature search services
  • Family leave
  • Free, covered parking
  • Hepatitis B vaccine
  • In-house and community moonlighting opportunities
  • Invitations to many Flower Hospital social functions
  • ProMedica Physician Services is available to all residents in an effort to help them explore career opportunities upon completion of their training. Services may include help with writing a CV, interviewing tips, recruitment assistance, financial assistance, and placement assistance.